Enterprise Payment Gateway for Government and Large-Scale Operations

A PCI SSF–certified, processor-agnostic payment gateway that securely powers in-person and digital transactions across every channel—without locking you into a single provider.

  • Card-present and card-not-present payments from one gateway

  • Real-time authorization, tokenization, and settlement

  • Designed for high-volume, public-sector environments

PCI SSF Certified

Google Cloud Platform

Used by municipalities and government agencies across North America

Processes billions in annual transactions

PCI SSF Certified

Google Cloud Platform

Used by municipalities and government agencies across North America

Processes billions in annual transactions

What the Access2Pay Payment Gateway Does

The Access2Pay Payment Gateway is the transaction engine that securely processes payments across all Access2Pay channels. It connects payment devices, online portals, kiosks, and back-office systems through a single, enterprise-grade gateway—ensuring consistency, security, and financial control.

Key Capabilities Overview

  • Real-time payment authorization and settlement

  • Secure tokenization for recurring and reference transactions

  • Centralized transaction control across channels

  • Built for compliance-heavy government environments

Core Gateway Features

Enterprise Security & Compliance

  • PCI SSF–certified payment application

  • End-to-end encryption using Google Cloud KMS

  • Tokenization eliminates card data exposure

  • No CVV storage; reduced PCI scope for clients

Card-Present & Card-Not-Present Support

  • EMV chip, contactless, tap-to-pay

  • Web, mobile, IVR, and kiosk transactions

  • Mobile wallet support

  • Multi-tender and split payment handling

Processor-Agnostic Architecture

  • Works with Elavon, Nuvei, Global Payments, Chase, Worldpay, and more

  • No forced processor contracts

  • Intelligent routing and failover support

Performance & Reliability

  • Real-time authorizations and confirmations

  • High-availability, cloud-native infrastructure

  • Scales for peak tax, licensing, and utility cycles

  • Built-in fraud and velocity controls

How the Gateway Benefits Government & Enterprise Teams

Benefits for Finance Teams

  • Faster reconciliation and settlement visibility

  • Cleaner audit trails from transaction to GL

  • Reduced manual posting and investigation

Benefits for IT & Security

  • Reduced PCI scope

  • Secure API-based integrations

  • No proprietary hardware lock-in

Benefits for Operations & Customer Service

  • Fewer failed transactions

  • Consistent payment experience across channels

  • Faster issue resolution with unified transaction data

How the Payment Gateway Fits Into the
Access2Pay Platform

ERP integration with seamless data flow and automation.
Treasury systems with real-time financial visibility.
POS systems synced for faster and smarter transactions.
Customer portals delivering unified digital experiences.
Kiosks connected for secure and scalable operations.
POS & Cashiering Online Portals Reporting & Analytics ERP & General Ledger Kiosks & IVR

The Payment Gateway works seamlessly with Access2Pay’s cashiering, omnichannel payments, reporting, and ERP integration modules
—ensuring every transaction is synchronized from the moment it’s initiated to final reconciliation.

Security, Compliance & Risk Management

  • PCI SSF and PCI DSS alignment

  • Tokenization and encrypted data flows

  • Fraud detection and velocity monitoring

  • Role-based access and audit logging

  • Disaster recovery and uptime guarantees

Use Cases

Example Use Cases

  • Property tax and utility payments

  • Licensing, permits, and regulatory fees

  • Fines, penalties, and enforcement payments

  • Multi-department government collections

Power Secure Payments Without
Losing Control

Modernize payments without overhauling your systems.
Improve visibility, reduce manual work, and deliver a better payment experience.

Power Secure Payments Without
Losing Control

Have questions about processors, compliance, or integration with your financial systems?
Our payment specialists can walk you through your options.

See Access2Pay in Action

Tell us a bit about your operations and we’ll show you how our POS features can support your stores, teams and finance leaders.