One Solution for All Payments – Simple, Secure, and Reliable

Your business needs a simple, fast and accessible payment solution that facilitates easy, efficient transactions. The payment process is actually quite complex if you consider all the “moving parts” involved. However, much of this complexity is in the background, and the user should not see any of it. From the point of view of a business and its customers, payments should be easy and virtually instantaneous. That is where all-in-one payment solutions come in. POS packages like Access2Pay provide one solution for all payments, facilitating the speed and efficiency that businesses and customers need.

These all-in-one platforms allow businesses to manage their transactions from a single interface, offering features and integrations that have become indispensable tools for businesses looking to streamline their transaction processes. All-in-one payment solutions generally include a payment gateway, online payment portals, integrated technologies, and data security measures.

When you choose a payment solution, it is in your best interests to select an all-in-one system that offers all the following benefits:

Payment solutions incorporate several different technologies, including payment gateways and processors, POS hardware and software, and credit card readers. When fully integrated, these technologies provide a seamless, end-to-end payment solution that drives improved efficiency and productivity.

Improved payment efficiency leads to better business efficiency overall. You can offer multiple payment options, ranging from cards to bank transfers. This enables you to cater to a larger customer base. You can also manage transactions from a single interface, which helps you to keep track of payments, view real-time transaction histories and issue refunds and chargebacks, all from a single screen, with maximum speed, ease and efficiency. Reduced processing fees mean that you can reduce your running costs and have a leaner operation. The ability to integrate with other platforms, including e-commerce platforms, accounting software, tax management packages, and more, will help you create a more efficient, connected, and streamlined business.

If you operate an e-commerce platform, your priority is to ensure that you have the ability to receive payments from anywhere in the world, at any time of day, safely and securely. The components of all-in-one payment solutions, especially payment gateways and processors, provide top-level, end-to-end security through encryption and tokenization. These solutions also operate around the clock, which means that your sales platform is accessible to your customers all day, every day.

Speaking of transactions at all times and across all time zones, these payment solutions provide multiple benefits for businesses who work with global clientele, including easy international trade, borderless transactions and currency exchange management.

When dealing with international customers, the most important thing is the ability to receive global payments with ease. Your payment solution should enable this. Most integrated payment solutions incorporate processors that have this transborder capability, such as Adyen, Paypal, Checkout.com, Wise and Skrill.

The ability to engage in global trade opens up markets you would not otherwise have been able to reach. With an international processor integrated into your solution and a sales platform that is accessible all over the world, there is no real limit to the number, nationality and type of customers you can reach.

When trading internationally, you must, of course, be able to deal with multiple currencies. An integrated payment solution that includes a processor with the ability to support global currencies, such as Adyen or PayPal, empowers your customers to make payments in their local currencies. The payment is automatically converted into your own currency, making international transactions effortless for both parties.

Platform integration is relatively easy, as so many of the products currently available are designed to be integrated into end-to-end solutions. The first step is to choose the best POS system for your business. Access2Pay is a customizable solution that suits several types of businesses and can easily accommodate other software components.

Once you have selected your POS system, choose your payment gateway. Select one that aligns with your business needs, and pay close attention to factors such as security measures, transaction fees and supported payment methods. You will need to create a merchant account once your gateway is in place, and you may also have to acquire unique API keys that will be used to facilitate communication between your system and the gateway.

Your integrated payment solutions for modern commerce include the following key components:

This is mostly necessary for businesses that carry out a lot of document-based transactions, such as signing business agreements and service contracts. DTM services allow the fast, online signing of documents and contracts to enable fast, accurate and secure uploads, downloads and digital signature tools.

When funds are being transferred digitally, security and fraud prevention are paramount. When you search for a payment processor, security features should be among the top things you look for, alongside integration capacity, processing speed, and payment method options. Choose payment solutions that have been proven to prioritize data security. Not only is it vital to protect your data – and that of your customers – but it is also necessary for your PCI compliance. All good payment solutions include tokenization and encryption.

Application Programming Interfaces (APIs) provide a means for two or more applications to communicate with each other. If your payment solution includes multiple apps and software packages, you will need APIs to enable two-way data transfer among them.

All-in-one POS features should be scalable and able to grow with your business. Don’t choose a platform that you will need to replace after a few years. Instead, go with one that can easily expand or contract as you need it to – one that can handle increased transaction volumes as your business grows. You can centralize your payment operations to streamline processing across multiple channels, and even implement auto-scaling tools. These monitor your system’s performance and automatically scale up to handle increases in traffic and sales.

Automated payment processing enables you to receive payments without any direct interaction between you and your clients. Each customer can make their payments by using your e-commerce interface and paying through your chosen payment gateway. Your system’s capacity to receive and process these payments must be able to expand whenever needed. You can’t afford to have your system crash when traffic and sales start to reach higher levels – just when your business is starting to grow!

It is best to futureproof your payment receipt capacity by making provision for the broadest possible range of payment options. As your business scales up, you are likely to start getting clients who want more payment options. Therefore, your plan for future scaling should include the capacity to accept all possible payment options, or at least to add new payment options at a later time.

With a complete, integrated payment system, you can ensure that you have the perfect solution for each and every one of your transactions throughout the payment lifecycle. This gives you greater control over the payment process – regardless of the unique circumstances of each transaction, and also helps to ensure complete financial control.

End-to-end payment management includes oversight of the entire payment process from the moment a customer initiates a payment to the moment when the final settlement is done. An all-in-one payment solution covers the entire payment lifecycle on one integrated platform.

Since your solution handles every step and aspect of the payment process, you will find that you have greater control over your finances. There is no point when a business transaction will pass out of your direct oversight. Each transaction is processed completely, from end to end, within your business’s customized payment management solution. With this tighter control, you can have more certainty about your payments and monitor your financial affairs closely.

Access2Pay is a customizable, cloud-based POS solution designed for businesses in a variety of industries, including retail (online and brick-and-mortar), auto services and entertainment. Our solution includes multi-store POS systems, as well as small, individually-owned boutiques and service providers. Access2Pay integrates seamlessly with other software packages and payment tools, including gateways and processors. It is completely capable of working together with real-time payment processing systems. Our solution integrates with all the top payment gateways and processors and includes essential features such as inventory management, sales analytics, customer management, employee management, e-commerce integration, mobile POS and reporting tools.

Whether you deal in clothing, hospitality, electronics, or any other retail sector, Access2Pay provides a complete, flexible and scalable point-of-sale solution for your business. It empowers you with easy and streamlined management of your sales, income and expenditure, and all other aspects of your retail business.